COVERAGE FOR YOUR VALUABLES

According to the American Moving & Storage Association (AMSA) there is a claim on at least 13% of all household goods after moves. At Leaders Moving and Storage we take claims seriously. Moving your belongings safely is what we do. If a moving company tells you that they don’t have damages this is a sure sign to run.

We are proud of the service we provide that’s why were willing to display Our claim history on line.

• 2003 Over 5000 Move’s Completed 5.59% Involved a claim
• 2004 Over 5000 Move’s Completed 5.13% Involved a claim
• 2005 Over 5000 Move’s Completed 6.33% Involved a claim

Our claim history is honest & absolutely outstanding - although just as important as keeping claims down to a minimum is how the company you choose handles a claim when it happens    
Claim Form PDF

We employ or contract trained professionals: Woodworking, Glass, Marble, Electronics, Appliances, etcetera. If there is a damage claim on your move we’ll be there to take care of it….. Guaranteed !!

If you have Leaders pack your boxes, everything in the boxes that are packed will be covered by our insurance.
If, however, you opt to pack a box yourself, absent any drop damage on the outside of that box, Leaders is not responsible for any breakage within the box.

insurance details

When it comes to insurance for your valuables, all household Goods Movers are governed by laws established by the Public Utilities Commission of Ohio “PUCO” and the Federal Motor Carrier Safety Administration “FMCSA”. We legally are not permitted to call coverage for your processions “Insurance”. Although we are insured and there is protection provided for your valuables. The protection provided to you is limited to 3 different selections limiting and maximizing your protection. Below is a brief explanation of each optionin layman’s terms. This is not intended to be a legally binding explanation or advice.

• Minimum Coverage $ .60 cents per pound per item.
  This coverage is definitely not recommended for household goods moving. The coverage specifically states that your coverage for damage or loss is limited to $ .60 cents per pound per item. So for example if your 75 lb television gets dropped and explodes the moving company’s maximum liability to you is $45.00. As you can see this coverage is hardly adequate. Most moving companies include this level of coverage with the typical move. Leaders Moving & Storage has never offered this coverage for moving services.
• Depreciated Coverage $ 2.25 Dollars per pound per Item.
  This is the coverage Leaders Moving Company generally offers and recommends, currently it is at no additional charge. The legal stuff reads like this. I accept reimbursement equal to the depreciated value of lost or damaged goods. I declare a total value of $________X or a minimum of $2.25 per pound times the weight of the shipment, whichever is greater. I understand the total reimbursement for lost or damaged goods shall not exceed this declared value.
• Replacement Value $4.00 Dollars per pound per item.
  This coverage may be necessary to adequately cover your goods for a total loss. This coverage comes with additional charges. The legal stuff reads like this: accept reimbursement equal to the replacement cost for lost or damaged goods. I declare a total replacement value of $________X or a minimum of $4.00 per pound times the weight of the shipment, whichever is greater. I understand the total reimbursement for lost or damaged goods shall not exceed this declared value.

The reason Leaders Moving Company uses and recommends depreciated value coverage with your move is that generally goods being moved are not completely destroyed. They are usually nicked, scratched, or broken and can easily be repaired. The coverage is the same on both replacement and depreciated coverage if the item can easily be repaired. So you typically pay a lot more for the same coverage if this is the case. The circumstance where replacement coverage is very valuable is if the entire contents of a home were destroyed, which would most likely have to have been caused by a fire. If something does happen on your move we employ or contract trained professionals: Woodworking, Glass, Marble, Electronics, Appliances etcetera. If there is damage claim on your move we’ll be there to take care of it! There are things that are not covered or are excluded that you should be aware of.

Parts of a set:
Loss to any article or articles which is/are part of a set the measure of loss to that article or articles shall apply only to the value of the piece or part that incurred the loss giving consideration to the importance of said articles, but in no event shall that loss be construed to mean loss of the total pair or set.

"Ready to Assemble Furniture"
Not be liable for "Ready to Assemble Furniture" made of engineered wood and paper laminate finish, such as furniture manufactured by; Bush, O’Sullivan, Sauder, etc., due to the inherent risk and sub-standard structural integrity of this type of furniture.

Packed by Customer:
Cartons or items packed by the customer are not covered. The exception would be if the carton were damaged or destroyed by moving company employees.